RVM Resources provides a variety of solutions including but not limited to:
A compilation of national and local records that include a wide range of data points, such as:
Detailed records at the state and county level.
Information on individuals registered as sex offenders.
Information about individuals or entities involved in sanctioned activities or prohibited from conducting business in certain contexts.
Information regarding individuals flagged for violations or misconduct in government programs.
Information related to individuals connected to national security concerns.
An important tool for governing bodies, employers and others performing comprehensive background checks. Here's a breakdown of what it offers and the key compliance details:
Confirms the validity of an SSN, helping to ensure the number is issued to a legitimate person.
The report will reveal maiden names and middle names associated with the SSN. This is helpful for identifying individuals with previous legal or criminal histories under different names.
It checks whether the SSN is linked to someone who has passed away. This can help prevent identity fraud and ensure you're dealing with an active individual.
All names historically associated with the SSN will be shown. This can include aliases, previous legal names, or other name changes.
The report lists counties where the person has previously lived, providing a broader scope for deeper background checks. This can be crucial for identifying records in different jurisdictions that might not show up in a simple local search.
This can be an important verification tool for ensuring the accuracy of the criminal background check, as matching the date of birth helps confirm the identity of the individual being investigated.
A creditworthiness report provides an in-depth evaluation of an individual's financial reliability and ability to meet debt obligations. It includes information that lenders, financial institutions, or businesses use to determine whether a person or organization is a good candidate for contracts, employment, credit, loans, or other financial services.
For individuals, a creditworthiness report is typically a credit report that includes:
Name, address, Social Security number, date of birth, and employment information. Previous addresses and other identifying details.
Credit history: Information about credit accounts, including credit cards, mortgages, car loans, student loans, etc. Account status: Details on whether accounts are open or closed, the balance, and credit limit. Credit utilization: The ratio of how much of the available credit is being used.
A detailed history of how timely or late payments have been for each credit account (on-time, late payments, missed payments). Any delinquencies, such as accounts in collections or defaults.
A record of how often a credit report has been requested by lenders or other organizations. Hard inquiries (which can impact credit scores) and soft inquiries (which do not affect scores).
Bankruptcies, foreclosures, and any legal judgments. Accounts sent to collections or liens.
A numerical score (usually between 300-850) that represents the individual's creditworthiness. This score is based on the factors mentioned above (payment history, credit utilization, length of credit history, types of credit, new credit).
Services like these can be valuable in screening potential employees, tenants, or business partners. We ensure that the checks are thorough and comply with relevant privacy and legal standards, such as the Fair Credit Reporting Act (FCRA) in the U.S. to ensure data usage is appropriate and lawful.
Here's a breakdown of the key benefits and features in our solutions:
Access to experienced customer solutions agents via phone, chat, or messaging for assistance whenever you need it. Our dedicated support team is always ready to help.
Same-day results for most applicants. High percentage of checks completed within 1-4 business days.
Volume pricing: Likely discounts for businesses or organizations needing large-scale checks. Multi-user accounts: Ideal for companies or organizations with multiple team members needing access. Flexible billing: Multiple options for payment, which adds convenience.
Reports are available in Adobe PDF, which is tamper-resistant and professional. The ability to download and print reports, or store them in an online archive. Includes receipts for expense tracking, making it easier for organizations to keep track of costs.
The background checks are FCRA compliant, ensuring they meet the legal standards for both employment and tenant screening.
Some state laws impose stricter reporting limits, especially concerning how old a criminal record can be to be reported (7 years being the common limit).
If a jurisdiction doesn't provide data via your database service, a manual court record search will be necessary. This could add some time to the process.
You ensure that only records that meet legal criteria for reporting are included, which protects both your service and your customers from legal challenges.
These practices show a strong commitment to ensuring that our background checks are legally compliant and that they provide accurate, reliable data.
Comprehensive screening for potential employees to ensure workplace safety and compliance.
Thorough tenant screening to protect property investments and ensure responsible renters.
Reliable verification tools for regulatory compliance and public safety initiatives.